Four Tips about Controlling Your Disposable Income :
Suggestion 1
Spend on your mandatory expenses first such as paying your electricity, gas bills and your rent etc
Suggestion 2
Make arrangements for large expected purchases / expenses during the coming period, such as their might be christmas coming , or your marriage anniversary is arriving etc
Suggestion 3
Make a contingency plan or you may call it an emergency fund. Keep sufficient funds in this account to cope with any emergency or unforeseen event.
Suggestion 4
Record your expenses and income on proper books. This will help managing your funds.
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